Month: October 2023

Annual Percentage Rate (APR) – What credit costs you each year, expressed as a percentage of the loan amount.

Agency Bonds – Some government-sponsored but privately owned corporations (like Fannie

Accounts Receivable – The amount customers owe a company for its products or services.

Accounts Payable – The amount a company owes to suppliers for products and services bought.

Accounting – A method of recording a company’s financial story and arranging the information in reports that make the information…

401(k) plan – A retirement savings plan funded by employee contributions and matching contributions from the employer. Contributions are taken…

Yield – The rate of return on an investment paid in dividends or interest. It is expressed as a percent.

Wealth – A measure of your total net worth, including savings, investments, and real estate, minus any debt you owe.

Wants – Non-essential items you desire and may or may not be able to afford (e.g. TV, gym membership, vacation).

Volume – The number of shares traded in a company’s stock. Unusual market activity, either higher or lower than average,…

Volatile/Volatility – Indicates how much and how quickly the value of an investment, market, or market sector changes. The potential…

Value – In investing “value” refers to how much a company is worth.

Underwriter – An investment banker, buys an entire new securities issue from the company or government offering it and resells…

Underwrite – The process in which an investment bank buys and then resells a company’s new issue of stock.

U.S. Treasury Bonds – US Treasury bonds are backed by the full faith and credit of the United State government.…

Treasury Note – An IOU issued by the U.S. Treasury when it borrows money for more than one year but…

Trade Date – The date when the purchase or sale of a bond is transacted.

Total Return – The annual percentage change in a stock investment resulting from dividends and changes in stock prices. The…

Tombstone Ad – An announcement appearing in financial publications such as The Wall Street Journal announcing a company’s Initial Public…

Ticker – A worldwide electronic system that continuously shows the price and volume of a stock as it is traded.